Gold Saving Scheme

About Swarna Golden Programs

Own your dream jewellery with Swarna Golden Quest and Swarna Golden Gain Program. Secure the best gold price with flexible monthly payments and enjoy attractive discounts.


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Swarna Golden Gain Program

A secure and easy way to purchase your favourite Swarna jewellery, where you make easy monthly payments and earn discounts on your final purchase!

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Swarna Golden Quest Program

Looking to build your dream jewellery collection? This program allows you to purchase gold by making monthly payments over a ten-months period with added discounts.

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You Are Just 4 Steps Away From Owning The
Jewels Of Your Dreams

Register yourself

Create account

Make easy installment payment

Redeem at any Swarna store

Benefits of Swarna Golden Programs

Choose the plan that works best for you

Swarna Golden Gain Program
  • Flexible plan perfect for budgeting and saving towards buying your dream piece
  • Regular installment payment starting from ₹1,000 for 10 months — get a coupon worth 12 months of your installment value
Investment Amount
₹ 2,000
Entered value should only be in multiples of 1,000
Number of installments
10
💰
Total redemption value
₹ 24,000/-


Your invested amount
₹20,000
Discount amount
₹ 4,000
✦ Swarna Golden Quest Program
  • Enables you to invest in 24K gold jewellery over time by making monthly payments
  • Also avail of discounts on your favourite jewellery from Swarna Gold and Diamonds

Tier 1

Monthly Installment  ₹1,000 to ₹4,000
Benefits of Scheme
10 months ★
Coupon Value12 months worth
Bonus2 months FREE
Example (₹2,000/mo)Coupon: ₹24,000

Tier 2

Monthly Installment  ₹5,000 & Above
Benefits of Scheme
10 months ★
Coupon Value12 months worth
Bonus2 months FREE
Example (₹10,000/mo)Coupon: ₹1,20,000

💳 Payment Details

UPI ID[ADD YOUR UPI ID HERE]
NameSwarna Gold and Diamonds
Accepted viaGPay  •  PhonePe  •  Paytm  •  NEFT  •  IMPS
📲 Important: After every monthly payment, please send your payment screenshot to our WhatsApp +91 9900680451. Our team will update your scheme record within 24 hours.

The Swarna Promises

Trusted & Certified Jewellery

Crafted with trust and reliability. We use BIS Hallmark gold and certified natural diamonds for all our products.

Fair and Transparent Pricing

We offer a price breakup of each jewellery piece, reflecting the true cost of the materials and the craftsmanship behind it.

Hassle-free Exchanges

'No Questions Asked' return, and lifetime exchange & buyback, ensuring complete satisfaction.

Ready to Start Your Gold Journey?

Contact us on WhatsApp to enroll or for any queries about the Gold Saving Scheme.

✦ Chat on WhatsApp  +91 9900680451

Frequently Asked Questions

Who can join the Gold Saving Scheme?
Any customer can join by simply messaging us on WhatsApp. We will create your account and enroll you in your chosen plan.
Can I change my plan amount after enrolling?
The plan amount is fixed at the time of enrollment. You may enroll in a new scheme after completing your current one.
When will I receive my bonus coupon?
Your coupon will be shared with you after your 10th payment is confirmed by our team, usually within 24 hours.
Can I use the coupon on any product?
Yes! The coupon can be applied to any jewellery purchase at Swarna Gold and Diamonds, online or in-store.
What if I miss a monthly payment?
Please contact us on WhatsApp immediately. We will work with you to ensure your scheme progress is not affected.